Family with Tablet

Refinance To Meet Your Goals

Mortgage refinancing lets you save money or tap equity. Set your home refinance goal, then compare rates and fees.

When And Why You Should Refinance A Home

NorthPort Social.png

When your goal is to pay less every month, you can refinance into a loan with a lower interest rate. Another way to reduce the monthly payment is to extend the loan term. The drawback to extending the term is that you pay more interest in the long run.

Reduce Your Monthly Payment

NorthPort Social (1).png

Tap Into Equity

When you refinance to borrow more than you owe on your current loan, NorthPort will give you a check for the difference. This is called a cash-out refinance. People often get a cash-out refinance and a lower interest rate at

the same time.

NorthPort Social (2).png

Pay Off Your Loan Faster

When you refinance from a 30-year mortgage into a 15-year loan, you pay off the loan in half the time. As a result, you pay less interest over the life of the loan. This can help reduce the amount of interest you will pay. 

The Best Time To Refinance

To know if it’s the right time to refinance, first determine how long you plan to stay in your home, consider your financial goals and know your credit score. All of these things, along with current refinance interest rates, should play a role in your decision about whether — and when — to refinance. Refinancing a mortgage involves taking out a new loan, typically with better terms, in order to pay off an existing loan. People typically choose to refinance when interest rates decrease or if they have an adjustable-rate loan that is higher than available rates. If you are considering refinancing a mortgage, it is a good idea first to calculate how much it can change your payment.

Refinance Basics

Signing Contract

What You Need For Closing

Finalizing your mortgage is perhaps the most crucial step in the home-buying process. It’s important to be prepared for pre-closing and closing, so you know what to expect. The lenders here at Northport Funding have decades of experience and serve as your trusted advisor throughout the entire process. Our goal is to ensure that you feel completely comfortable with each step. Here is an outline of what to expect at closing.

Reviewing CVs

What's Your Mortgage Type

Choosing among the different types of mortgage loans isn’t all that painful if you know the lingo. Choosing a mortgage program often comes to a choice between these two mortgage types: FHA or Conventional? Both are good options, but mortgages are a bit like power tools, you want to choose the one that is right for the job.

Image by Lucas Ludwig.webp

What To Expect During Underwriting

Did you know that your finances go through a process called underwriting before you can officially get a mortgage? Underwriting is a crucial component of the home loan process because you can’t get to closing until your lender's team completes the underwriting for your mortgage. Let’s dive in and learn more about the underwriting process.

Why NorthPort?

When you work with NorthPort, you’ll receive prompt, personal service that enhances your borrowing experience. We provide real-time updates & market data, that keeps you updated every step of the way, creating a simple and transparent experience. With NorthPort, you can expect a high touch and high-tech experience.  Our Instant Prequalify Technology allows you to see if you are qualified to buy a home without affecting your credit score. We have built a business that is recognized for integrity, excellent service and efficient processes.

Knowledge Is Power

We're Here To Help

Mortgage Calculator-NorthPort Funding

Refinance Calculator

Schedule A Call.png

Schedule A Call

Customer Satisfaction-NorthPort Funding

Customer Satisfaction

Start Your Process With NorthPort Funding

Start Your Process

We're Here To Help

Mortgage Calculator-NorthPort Funding
The Loan Process-NorthPort Funding
Customer Satisfaction-NorthPort Funding
Start Your Process With NorthPort Funding


Loan Process

Customer Satisfaction

Start Your Process

More Than Just A Customer