Make An Offer With Confidence
3 Simple Steps To Get Approved For A Mortgage
Our Instant Prequalify Technology allows you to see if you are qualified to buy a home without affecting your credit score.
Where Are You In The Homebuying Experience?
I'm Ready Now!
I Want To Start Shopping
When you find the home you want, you need to be ready to make an offer quickly. Our preapproval process is free and only takes a few minutes.
We Eliminate The Unnecessary
We’ve streamlined the mortgage process to eliminate nonessential fees, unnecessary steps, and time-wasting appointments. Our efficiency not only makes it easier to buy a home, it translates into the best rates available.
When you build your mortgage the right way, it saves you a lot of money long term. We will handle the whole process for you and show you some pretty cool mortgage tricks along the way. First place to start is completing your full mortgage application. Get started right here!
How To Make An Offer On A Home
Congratulations! You’ve found your next home. It’s a great feeling, but really only the start of the process of settling in. Your next step is to make an offer that sellers will accept. Don’t worry. As always, we’re here to help. With our easy guide, you’ll be ready to buy in no time.
What To Expect During Underwriting
Did you know that your finances go through a process called underwriting before you can officially get a mortgage? Underwriting is a crucial component of the home loan process because you can’t get to closing until your lender's team completes the underwriting for your mortgage. Let’s dive in and learn more about the underwriting process.
When you work with NorthPort, you’ll receive prompt, personal service that enhances your borrowing experience. We provide real-time updates & market data, that keeps you updated every step of the way, creating a simple and transparent experience. With NorthPort, you can expect a high touch and high-tech experience. Our Instant Prequalify Technology allows you to see if you are qualified to buy a home without affecting your credit score. We have built a business that is recognized for integrity, excellent service and efficient processes.
Knowledge Is Power
NorthPort Funding Mortgage FAQs
Are Interest Rates The Same At All Lenders and Banks?
What Is The Biggest Difference Between A 15 vs. 30 Year Mortgage?
There are advantages and disadvantages to both 15-year and 30-year home loans. The interest rate is lower on a 15-year mortgage, and because the term is half as long, you'll pay a lot less interest over the life of the loan. Of course, that means your payment will be higher, too, than with a 30-year mortgage. Consult with the mortgage experts at NorthPort Funding and review your personal goals and options when it comes to the structure of your loan. With NorthPort, you can expect a high touch and high-tech experience. Our Instant Prequalify Technology allows you to see if you are qualified to buy a home without affecting your credit score. We have built a business that is recognized for integrity, excellent service and efficient processes.
Can I Afford A 20% Down Payment On A New Home?
The 20% down payment rule of thumb is a way to manage your costs when buying a home. By making a down payment that’s at least 20% of the purchase price, you often avoid extra monthly expenses and pay less interest than somebody who buys with a smaller down payment. However, putting less than 20% down allows you to diversify your extra cash into a savings “safety net.” Let’s review the rule in detail so you can make informed buying decisions, learn rationale behind the 20% figure, and explore alternatives so you can decide on the right down payment amount with the mortgage experts at NorthPort Funding.
What Are Mortgages Fees?
We know the questions on your mind when it comes to mortgage fees-WHAT are they and WHY do I pay them? At NorthPort Funding, we set out to streamline the mortgage process. In doing so, we’ve eliminated nonessential fees, unnecessary steps, and time-wasting appointments. Our efficiency not only makes it easier to buy a home, it translates into the best rates available.